Saving for a rainy day is a priority for many in 2018
Some investors start the new year with resolutions to improve their financial situation, and many include an emergency — or rainy day – fund for unexpected expenses.
Tag: Roth IRA
After the celebration: New graduates focus on finances
Seeking advice and developing a financial plan can be critical for graduates navigating next steps after college.
A tax diversification strategy may help investors cover their bases
In an uncertain policy environment, it may make sense for investors to also consider tax diversification when planning for retirement income.
Four ways to put your tax refund to work for you
Whether saving for college, paying down debt, or planning for retirement there are many options for using your tax refund.
A state’s tax bite can impact your retirement plans
Investors are monitoring the shifting tax landscape as income tax rates and inheritance tax laws can vary widely by state.
Five tax-smart planning strategies for 2016
A new year brings opportunity to review tax planning strategies.
There is still time to be tax-smart before year-end
The end of the year is approaching but there are still tax-smart strategies that may be implemented.
Income too high for a Roth IRA? Think again.
Strategies to help high earners use a Roth IRA to diversify retirement accounts.
Five tax-efficient strategies for 2015
With tax reform proposals from the White House and the new Congress likely to spark debate, any potential tax code changes will face close scrutiny. Today, tax-efficient planning strategies take on heightened importance. When planning in 2015, consider these five strategies that may help investors mitigate their tax bills. 1. Invest in municipal bonds to
IRS opens door to direct retirement assets to a Roth
For 401(k) participants with a mix of pretax and after-tax funds in their retirement plan, planning may be easier following a recent announcement from the Internal Revenue Service. The IRS issued a notice in September that provides clarification on how to distribute these funds. Participants will be able to direct pre-tax funds to a traditional