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Category: College Savings

SECURE 2.0 creates new backdoor Roth opportunity
College Savings Taxes

SECURE 2.0 creates new backdoor Roth opportunity

Beginning in 2024, the SECURE Act allows unused funds from a college savings plan to be transferred to a Roth IRA in a form of backdoor Roth strategy.

Preparing for the final lap before college
College Savings

Preparing for the final lap before college

As students take the final lap before college the last two years of high school are critical to strengthen their applications and make the college decision.

Millions of borrowers may benefit from student loan forgiveness
College Savings

Millions of borrowers may benefit from student loan forgiveness

The administration announced a program for student loan forgiveness for debtors who meet certain income requirements.

How high school freshmen can start mapping their path to college
College Savings

How high school freshmen can start mapping their path to college

As students transition to high school, there are many action items for parents and students to consider as they map their path to college.

Early college planning for a growing family
College Savings

Early college planning for a growing family

Early college planning can help families meet savings goals and mitigate the debt burden in the future.

Packing for college should include legal documents
College Savings

Packing for college should include legal documents

Families of college-bound students may want to prepare certain legal documents before their children go away to school.

Choosing a college loan requires careful attention
College Savings

Choosing a college loan requires careful attention

As many families borrow funds to pay for college it is important for them to understand the landscape for taking out a college loan.

Evaluating choices for funding college
College Savings

Evaluating choices for funding college

Parents looking at future college expenses are assessing choices for funding college to reduce the debt burden for their children and themselves.

Facing rising costs, college students seek varied pathways to meet goals
College Savings

Facing rising costs, college students seek varied pathways to meet goals

A number of trends are emerging as college students seek a variety of ways to earn their degrees amid rising costs.

Saving still a priority as student loan forgiveness is debated
College Savings

Saving still a priority as student loan forgiveness is debated

The future of student loan forgiveness proposals is still under debate highlighting the need to save for college.

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Services provided by Putnam may not be available in all countries or to all investors. This content is not an offer to any investor who is not qualified under local law.

The views and opinions expressed are those of the fund manager above, are subject to change with market conditions, and are not meant as investment advice.

This material is for informational and educational purposes only. It is not a recommendation of any specific investment product, strategy, or decision, and is not intended to suggest taking or refraining from any course of action. It is not intended to address the needs, circumstances, and objectives of any specific investor. Putnam, which earns fees when clients select its products and services, is not offering impartial advice in a fiduciary capacity in providing this sales and marketing material. This information is not meant as tax or legal advice. Investors should consult a professional advisor before making investment and financial decisions and for more information on tax rules and other laws, which are complex and subject to change.

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In the United States, mutual funds are distributed by Putnam Retail Management.

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