Congress eliminated two Social Security claiming strategies last year, but one can still be used by married couples before it expires.
Couples considering a file-and-suspend strategy to claim Social Security must act by the end of April if they are eligible.
Congress makes changes to making claims for Social Security
Married couples have multiple options to claim Social Security in retirement, including specific strategies that use the timing of the claim to maximize spousal benefits. In certain cases, these strategies can result in an increase in both lifetime and survivor benefits. Two of the most common strategies are restricted application and file and suspend. Here