Medicare participants may need to bear more costs in 2020
The Centers for Medicare and Medicaid Services (CMS) has published changes to 2020 premiums and deductibles.
Category: Insurance/Risk Management
Captive insurance may be a useful tool for business owners
A captive insurance program can help a business manage risk by establishing its own insurance company to address certain known risks.
Open enrollment presents opportunity to change Medicare options
Open enrollment provides an opportunity to talk about health-care cost planning with investors as they consider Medicare options.
Packing for college? Remember the legal documents
Parents of college-bound children may want to consider preparing certain legal documents before their child leaves for school.
Investors should consider umbrella coverage when crafting a financial plan
Investors may overlook a serious risk to their net worth — creditor risk — and as a result not carry excess coverage such as umbrella insurance.
A student’s health-care proxy can remove barriers for parents in case of an emergency
Parents may also want to prepare some documents such as a health-care proxy before their child leaves for college in case of an emergency or illness.
Saving for a rainy day is a priority for many in 2018
Some investors start the new year with resolutions to improve their financial situation, and many include an emergency — or rainy day – fund for unexpected expenses.
Considerations for property loss in the wake of Hurricane Harvey
In the wake of Hurricane Harvey homeowners may seek assistance in making claims for property loss.
Soaring health costs create opportunity for HSAs
Many savers with access to HSAs are using these accounts to save for future health costs.
How an LLC can help safeguard assets
A limited liability company (LLC) is among several strategies that may help protect assets from creditor risk.